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Ideas


The Construction Financing Shift to Kickstart a Modular Housing Boom
Mark Carney’s plan to double construction to nearly 500,000 homes a year is a stress test for every outdated assumption built into our housing system. Local zoning, approvals, and financing frameworks were created for a slower, conventional construction process. That model simply can’t move fast enough to meet today’s urgent demand. Volumetric modules arriving onsite for assembly. Source: Guildcrest Homes . Modular construction offers an exciting opportunity. By mass producin

Rosaline J. Hill
Nov 12


How Do We Fix the Business Model for Missing Middle Housing?
Home building is a business like any other: projects won’t get built if costs are too high or returns too low. Mark Carney’s 2025 federal housing strategy brings promising support—tax incentives, mortgage programs, and plans to build on public land—but it needs a critical piece: ensuring a successful business model for low-rise, multi-unit infill. Why Low-Rise Multi-Unit Infill? Think about the people you know. How many truly want to live in mid- or high-rise buildings? Most—
Rosaline J. Hill and Alison Drainie
Oct 9


How Do We Repair Years of Deepening Generational Injustice?
Why Sprawling Homes are Shrinking Opportunities for Young People This summer has been one of the hottest on record, with cities across...
Rosaline J. Hill and Alison Drainie
Sep 16
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