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Ideas


What if Canada Actually Had a Missing Middle Housing Playbook?
Canada’s housing crisis isn’t from a lack of ideas: It’s from a system too fragmented to make them work together. Build Canada Homes (BCH) offers strategies to address Canada’s housing crisis, with early moves in financing, modular tech, and public land use representing an important step toward real progress. But siloed solutions won’t fix this system-wide problem unless they are in lockstep with zoning and approvals. Without coordinated regulatory reform, the initiative risk
Rosaline J. Hill and Alison Drainie
2 days ago


The Construction Financing Shift to Kickstart a Modular Housing Boom
Mark Carney’s plan to double construction to nearly 500,000 homes a year is a stress test for every outdated assumption built into our housing system. Local zoning, approvals, and financing frameworks were created for a slower, conventional construction process. That model simply can’t move fast enough to meet today’s urgent demand. Volumetric modules arriving onsite for assembly. Source: Guildcrest Homes . Modular construction offers an exciting opportunity. By mass producin

Rosaline J. Hill
Nov 12, 2025


How Do We Fix the Business Model for Missing Middle Housing?
Home building is a business like any other: projects won’t get built if costs are too high or returns too low. Mark Carney’s 2025 federal housing strategy brings promising support—tax incentives, mortgage programs, and plans to build on public land—but it needs a critical piece: ensuring a successful business model for low-rise, multi-unit infill. Why Low-Rise Multi-Unit Infill? Think about the people you know. How many truly want to live in mid- or high-rise buildings? Most—
Rosaline J. Hill and Alison Drainie
Oct 9, 2025
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